fig. 1.0 · keystone · the machine
The operating system for independent brokerages.
Pipeline, commissions, and lender intelligence in one place, built and operated by the person who sells it. Not a demo I run for you. A product I run for myself.
two figures · pipeline and commissions · one keystone
fig. 1.2 · pipeline view · the morning read
| file | borrower | lender | amount | status |
|---|---|---|---|---|
| 2141 | R. Alvarez | UWM | $412,500 | funded |
| 2142 | T. Nguyen | Rocket TPO | $286,000 | clear to close |
| 2143 | M. Okafor | Pennymac | $518,250 | underwriting |
| 2144 | J. Whitfield | UWM | $339,900 | 5 days idle |
| 2145 | S. Park | Rocket TPO | $402,750 | funded |
funded is the default state. idle is the exception, and it is flagged, not found.
fig. 2.0 · commission run · the math is shown, not asserted
Commissions your LOs can check themselves.
Comp plans live in the system with version history. Every closed loan shows the math against the plan version that governed it. Month-end stops being a spreadsheet argument.
| loan officer | funded volume | plan version | payout |
|---|---|---|---|
| R. Alvarez | $2,140,600 | v3 · 2026-04 | $19,265 |
| T. Nguyen | $1,865,200 | v2 · 2025-11 | $16,787 |
| M. Okafor | $2,502,000 | v3 · 2026-04 | $22,518 |
| S. Park | $1,410,900 | v3 · 2026-04 | $12,698 |
Daily brief
what funded yesterday, what is idle, and what needs a call, before your first coffee.
Lender scorecards
turn times and lock honor rates per lender, pulled from your own files, not forum anecdotes.
Owner view
P&L per loan officer, per referral source, per lender, updated as loans close.
Built because I needed it.
I ran the problem before I wrote the code. Keystone is operated software, not shelfware.